Privacy Policy

At Screenpay Repayment, we prioritize the privacy and protection of your Personal Data, which you disclose to us. We adhere to the applicable laws in India, such as the Information Technology Act 2000 and the Information Technology (Reasonable security practices and procedures and sensitive personal data or information) Rules, 2011, to ensure the privacy of your Personal Data.

How We Collect and Process Your Data

• Purpose: We collect and process your Personal Data only to the extent necessary to fulfill your requirements and carry out your transactions on our platform.
• Legal Compliance: Our data collection and processing practices are in line with the provisions of the relevant laws in India.
• Personal Data Definition: "Personal Data" refers to data that directly or indirectly identifies you, including your characteristics, traits, attributes, or any other features of your identity. This includes Sensitive Personal Data like passwords, financial details, health conditions, and biometric data.

Please note that if you choose not to share the required Personal Data with us, we may not be able to proceed with your transaction.

Types of Information We Collect

• Personal details: Name, Age, Gender, Photo, Address, Phone number, E-mail, contacts, demographic information.
• Financial information: Payment methods, transaction history.
• Usage data: Pages visited, features used on the website or app.
• Device information: IP address, operating system, browser type.
• Location information: Geolocation for personalized services or fraud prevention.
• PAN card number, KYC information, Aadhaar details (optional).

Information Sharing and Disclosures

We do not share your Personal Data without your consent, except under the following circumstances:

• Enabling the provision of products/services on a "need to know" basis.
• Complying with legal or regulatory obligations.
• Sharing with service providers for processing your requests (e.g., payment gateway processors).

Utilization of Your Personal Data

• Facilitating transactions and providing reports.
• Conducting research and analysis to enhance security and service quality.
• Processing your product/service requirements and instructions.
• Notifying you about changes in terms, products, or services.
• Handling complaints or queries, and verifying your identity.
• Conducting lawful credit checks and due diligence.

Storage and Retention

We securely store your Personal Data within India and retain it for the period necessary to fulfill the purposes for which it was collected or to comply with legal obligations.

Reasonable Security Practices and Procedures

We use industry-standard encryption and access control measures to protect your data. While we take reasonable precautions, no system is entirely immune to security risks.

Third-Party Products, Services, or Websites

Third-party services on our platform may collect your data under their own privacy policies. We are not responsible for their data practices. Review their privacy policies before using their services.

Applicable Law and Jurisdiction

This policy is governed by the laws of India, and any legal disputes will be resolved exclusively by the courts of Salem, Tamil Nadu.

Cookies or Similar Technologies

We use cookies to analyze website usage, ensure security, and enhance service delivery. You may opt out of cookies, but doing so may limit certain features.

Contact Us

If you have any questions, concerns, or feedback, feel free to contact us at sriarunkumarphy@gmail.com. Please allow up to 24 hours for a response.